Terms of Service

1. Acceptance of Terms

By accessing and using Loan Officer Tycoon ("the Game"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Game.

2. Description of Service

Loan Officer Tycoon is an entertainment simulation game that allows users to simulate a career as a mortgage loan officer. The Game is provided for entertainment purposes only and does not constitute professional advice, training, or certification in the mortgage industry.

3. Disclaimer of Affiliation

IMPORTANT: Loan Officer Tycoon is NOT affiliated with, endorsed by, sponsored by, or in any way officially connected with any mortgage company, bank, or financial institution mentioned in the Game, including but not limited to:

• CrossCountry Mortgage, LLC
• Rocket Mortgage, LLC / Quicken Loans
• loanDepot
• United Wholesale Mortgage (UWM)
• PennyMac Loan Services
• Wells Fargo Home Lending
• Guaranteed Rate, Inc.
• Fairway Independent Mortgage Corporation
• Movement Mortgage, LLC

All company names, logos, and trademarks are the property of their respective owners. Their use in this Game is purely for entertainment and parody purposes under fair use principles.

4. User Accounts and Data

When you play the Game, we collect certain information including your name, email address, and gameplay data. By using the Game, you consent to this data collection as described in our Privacy Policy.

5. User Conduct

You agree not to:

• Use the Game for any unlawful purpose
• Attempt to manipulate game scores or leaderboards
• Use automated scripts or bots to play the Game
• Impersonate other users or provide false information
• Attempt to reverse engineer or exploit the Game

6. Intellectual Property

The Game, including its original content, features, and functionality, is owned by the Game operator and is protected by copyright, trademark, and other intellectual property laws. Third-party company names mentioned in the Game remain the property of their respective owners.

7. Disclaimer of Warranties

THE GAME IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE GAME WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE GAME DOES NOT PROVIDE PROFESSIONAL MORTGAGE INDUSTRY ADVICE OR TRAINING.

8. Limitation of Liability

IN NO EVENT SHALL THE GAME OPERATORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE GAME.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Game after any changes constitutes acceptance of the new Terms.

10. Contact

If you have questions about these Terms, please contact us through the Game interface.

11. Ownership

Loan Officer Tycoon is a web property of Neobiz Ventures LLC. For more information about our company and other products, visit neobiz.ventures.